Appraisal services for McKinney and Collin County homeowners

The top reasons TX homeowners need Wertenberger & Associates Inc:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. Challenge property tax assessments
  3. Remove PMI to cut their monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To settle an estate in TX by determining the true market value of property in question

Do you own a home in or near McKinney? Do you need help deciding the price of your real estate?
Contact Wertenberger & Associates Inc.

We at Wertenberger & Associates Inc understand the particular needs of a customer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. Being a regular homeowner that probably doesn't look at appraisals on a regular basis,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Wertenberger & Associates Inc, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. Wertenberger & Associates Inc is seasoned in helping people just like you rid yourselves of unwanted PMI insurance.

Challenge Collin county's assessment of your property

If you live in an area that is going down or not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Wertenberger & Associates Inc is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

If your house is in a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. Wertenberger & Associates Inc can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for preciseness, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Wertenberger & Associates Inc can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.